Kotor, Kotor, Kotor Municipality, Montenegro. - Hero Image
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Kotor
Kotor | Kotor Municipality

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Chestertons Global Team
Chestertons Global Team
Presented At
€750,000
Bedrooms
6
Bathrooms
3
Living
3,176
SQFT
Open Kitchen
Basement
Sauna
Terrace
Garden
Balcony
Gate
Pool
Water View
Mountain View
Privacy
Panoramic / Scenic View
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 1
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Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 3
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Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 5
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Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 8
Kotor, Kotor, Kotor Municipality, Montenegro. - Photo 9
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Kotor, Kotor, Kotor Municipality, Montenegro. , Kotor , Kotor Municipality

Spectacular Villa with pool overlooking the Bay of Kotor

The house is located on a hillside with an unforgettable panoramic view, surrounded by chestnut forest, olive, and fruit trees. Its unique location offers a magical view of the Bay of Kotor, a UNESCO World Heritage Site, and provides ample space for family and friends with a living area of approximately 299 sqm. The beach and the sea are within walking distance, making it ideal for active people who love nature and appreciate privacy. Each floor of the villa has a separate entrance and a terrace, allowing it to be used not only as a private residence but also for seasonal rentals. The property has undergone a complete renovation, with environmentally friendly materials used for the repairs. New facade, sewage/water pipes, internal eco-plaster, underfloor heating on the first floor, power cables, aluminum windows, a water reservoir, and a water pump have been installed. On the upper terrace behind the house, there is a garden house with ready electrical wiring for a sauna, a barbecue area, and a view of the bay. The first floor (75 sqm) consists of a large new kitchen-living room, hallway, bedroom, shower room, and utility room, with a spacious terrace of about 70 sqm. The second floor (108 sqm) consists of a hallway, open kitchen, spacious living room with access to the terrace, 2 bedrooms, a bathroom with a shower, and a guest toilet. There are two terraces, one of 108 sqm and another of 13 sqm. The third floor (113 sqm) is not yet fully finished (loft-style studio) and includes a balcony with a stunning view of the bay. Internal finishing works are still needed. (Electricity, ventilation, water, new windows, etc. are fully installed.) The land plot is about 556 sqm with a large underground basement. For the sale of this property, we offer two possible purchase options: Entire villa or only the apartment on the second floor. Additionally, if desired, it is possible to purchase the adjacent plot and build a pool with a view of Perast.

Gallery

3D Street View Tour

Map showing Kotor, Kotor, Kotor Municipality, Montenegro.

Property Location

Kotor, Kotor, Kotor Municipality, Montenegro., Kotor Kotor Municipality

Local Weather & Climate

Kotor, Kotor Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 8 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 54°
Low 49°
Mon 26 Jan
Rain
High 47°
Low 41°
Tue 27 Jan
Clouds
High 51°
Low 41°
Wed 28 Jan
Rain
High 45°
Low 43°
Thu 29 Jan
Rain
High 46°
Low 44°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
157 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.5" Annual Rainfall
Wet climate
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❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
84°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
67°
57°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Kotor?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Kotor. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $75,000,000 20% down ($15,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$6,445
$6,445/day
Your home may appreciate while you sleep
$45,237/week $196,027/mo $2,352,327/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$41.3M
vs
OWN 📈 +$58.5M
$58.5M Potential Equity
vs $41.3M lost to rent over 10 years
$15.0M Down Payment Growth
3.9x
10yr
$58.5M
8.1x
20yr
$121.2M
12.6x
30yr
$189.4M
Wealth Comparison
×451
Equivalent to 451 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $189.4M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $88.3M +18%
Market $102.1M +36%
Optimistic $117.9M +57%
$58.5M est. equity
20 Years
Conservative $104.0M +39%
Market $139.1M +85%
Optimistic $185.2M +147%
$121.2M est. equity
30 Years
Conservative $122.5M +63%
Market $189.4M +153%
Optimistic $291.1M +288%
$189.4M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Kotor, Kotor, Kotor Municipality, Montenegro features 6 bedrooms with 3,176 square feet of living space.
This property offers 3,176 square feet of living space.
This property is listed at $75,000,000, which equals $23615 per square foot.
Based on current market indicators, Kotor shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Kotor features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.5 inches of precipitation annually. There are about 157 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Kotor tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Kotor, Kotor Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Chestertons Global Team

Chestertons Global Team

Chestertons Global LLC

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